Early Investor Club

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Hey, kids, it’s cool to save! If you’re 17 years old or younger, you can become an Early Investor by opening a special savings account at any Citizens Financial Bank location. When you open your account, you’ll be given a passbook or statement that records all your bank transactions.

Bear 1 Why is saving cool?

Just ask Magic and Pal Penny!

  • Specially designed for kids age 17 and under
  • Open with any dollar amount
  • Special promotions for academic achievement
  • Child is primary account owner
  • Fun web pages for kids
  • Quarterly statements
  • Citizens ATM card with parental consent
  • Stop in or call for details at 1-888-226-5237

When Early Investors turn 16, they can open a FREE checking account with a reduced minimum opening deposit of $25. Your parent or guardian must be present when the checking account is opened. The parent/guardian then becomes a co-owner of the account.

To open an Early Investors Club account, visit any Citizens Financial Bank location.

Message to Parents... Teaching children to save is one of the most important lessons you can give them. By signing your child up for the Early Investors Club, you will be teaching him or her responsibility and promoting academic achievement.

  • The child must be named first on the account (child is primary account owner).
  • The child's Social Security number must be provided.
  • There is no minimum balance and no service fee.
  • Account earns variable interest on the entire balance.
  • Interest is compounded and credited quarterly.

 

 
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