Citizens Financial Bank offers a comprehensive package of benefits, flexibility and protection to ensure a healthy work/life balance. Listed below is a general overview of benefits provided to eligible associates. Medical Insurance Health Care and Dependent Care Flexible Spending Accounts 401(k) Plan with Company Match Employee Stock Ownership Plan (ESOP) Life and AD&D Insurance Long Term Disability Plan Group Voluntary     - Dental     - Vision Voluntary Supplemental Insurance     - Critical Illness     - Whole Life     - Short Term Disability Tuition Reimbursement Paid Vacation, Holidays, Personal and Sick Days, Family-Friendly Time Fitness Program Employee Assistance Program Banking Product Benefits     - Direct Payroll Deposit     - Personal Checks     - Traveler's Checks     - Online Banking and Bill Pay     - Telephone Banking     - Money Orders     - ATM Usage     - Safe Deposit Box Performance and Referral Bonuses Self-directed Internet Training Flexible Scheduling * Benefits provided may vary depending on position, term of service, status and other factors.