MUNSTER, IN– February 22, 2010 - Joseph Pannarale, a financial advisor at Citizens Financial Bank, today announced that he was recognized as a top advisor and named to the Chairman’s Club. LPL Financial, the nation’s largest independent broker-dealer*, provides investment services to the clients of Citizens Financial Bank. The distinction earned by Joseph Pannarale is awarded to less than six percent of the approximately 12,000 financial advisors who are affiliated with LPL Financial nationwide.

“We congratulate Joseph Pannarale for achieving this prestigious recognition, which is based on how successful financial advisors are in growing their businesses by delivering the services and solutions their clients need,” said Bill Dwyer, President of National Sales Marketing for LPL Financial. “Members of the Chairman’s Club are among the premier financial advisors in our industry. They serve as trusted resources and counselors for their clients and their communities.”

Citizens Financial Bank, a $1.1 billion dollar independent bank, serves the financial needs of individuals, families and businesses through its network of 23 Banking Centers located throughout Chicagoland and Northwest Indiana. Citizens Financial Bank was founded in 1934 and is headquartered in Munster, Indiana. www.mybankcitizens.com

LPL Financial is one of the nation’s leading financial services companies, as well as the largest independent broker-dealer and provider of third-party investment services to banks and credit unions**. Headquartered in Boston, Charlotte, and San Diego, LPL Financial and its affiliates offer industry-leading support to over 750 financial institutions and approximately 12,000 financial advisors nationwide who, in turn, provide independent financial advice to millions of Americans.

* Based on total revenues, Financial Planning magazine, June 1996-2009
** Based on number of financial institutions served as reported in the 2010 Kenneth Kehrer study.